My logic tells me I'd prefer the Roth IRA. Pay the taxes now and not have to pay a percentage of the larger end sum. I believe the yearly max you can put yearly into a Roth was just raised to $8k recently.
Right now I'm at about 95/0 safe risk. I've been trnasferring a bunch of cash from my mutual and equities to company stock. Great plan but my timing was alil off. Not too worried thou I'll ride it out and as long as I keep my funds where they're at I'll eventually have a good return.
As it stands now I'm fluctuating around 0% return :/ much of it was unavoidable because of the timing of work stoppages and other events. My contributions were going in at market peaks and I wasn't working/ contributing at market lows.
Good morning! I'm bummed... my intake should have been delivered today, I would have had time to do it this afternoon, but now it wont be here til tomorrow, which means I have to wait til late Saturday. :/