Sonic Loan Roll Call

[CAMARO-TECH]

My 2016 RS cost me between 300-400 a month new with a 3.2 percent interest. I can't complain on a 24k car. I make enough money to cover so I don't care. I think the RS is worth the money for what I got. Interior/performance at stock. I love the car and feel. Is my first new car in my life after 20 years of driving.

 

[MaD]

Wow... such lucky ppl here... I'm at 45k miles on my 14, that I got with 11 miles on it... first brand new car ever... I still owe 18k... but thanks to countrywide and my bankruptcy, I didn't get a good deal, but got a good intrest rate... BTW I did get a new set of Continentals on today [emoji41] my Nittos were on the wear bars at almost exactly at 40k they are rated for.

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[ChicksHateMe]

My car just celebrated it's 3rd Birthday. Got it last day of Feb, 2014.

It also just went past 1,500 miles. Yikes 5,000 a year. I drive so little, I'm thinking of selling and getting a bicycle.

I went through DCU and got an incredible 1.94% interest. 65 Months @ $286 a month.
18 Months later, I refinanced it a 1.74%, 65 months @ $207.00 a month.

I still owe $9,300 but I'd rather have the cash for fun considering the low interest rate and my fixed income.

If people don't get 0% at purchase, they should check out DCU. It cost $5.00 in a saving account to join. In fact, I've heard a lot of people take the loans with the dealerships to get some extra incentives, and in a few months they refinance with DCU to lower interest payments. I even got a credit card with them, and it's @ 9.00%, Started at 8.5%, but they're all climbing.....

About 4 years to go, if I, or the car, make it....

 

[cwhaiyan]

Got my 2015 with 1 mile on it, on 09/07/15(Labor Day) Dealer price $23829 out the door for $18,170. Put $8,000 down got 36 months at 3.99%= 306.37 a month. Been making extra payments only owe $1,666 will be mine by Thanksgiving

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[Calorim]

I bought my 2017 Sonic Premier RS with 8 miles on it after my test drive. I got it during the 20% Chevy rebate.

Bought: 12/26/2016
Sticker price: $21,940
Dealer price: $16,607
Monthly minimum payment: $283
Amount left: $12,250
Mileage to date: 15,261

 

[Sailurman]

2 payments left :banana:

 

[suitcasejefferson]

Bought a used 2013 red 1.4 turbo LT hatchback 9-1-2017. 51,000 miles. Paid cash, $6000. I learned the hard way not to buy new, or even buy from a dealer. This was an $18,000+ car in 2013. I got it for $6000, no tax, no dealer fees.

 

[Ponchoguy]

Zero, was bought outright.

 

[Gimpster]

My '13 1.4T/M6 White Sedan was also 6k OTD, but with 58k miles. Things in great shape, holding up well considering the class of the car. I would strongly advise anyone looking at a Sonic (who can handle the pre-facelift) to go this route vs. buying new. Not sure what the MSRP on mine was, but it has MyLink etc on it. My previous '12 hatch 1LT didn't have any of that.

Bought a used 2013 red 1.4 turbo LT hatchback 9-1-2017. 51,000 miles. Paid cash, $6000. I learned the hard way not to buy new, or even buy from a dealer. This was an $18,000+ car in 2013. I got it for $6000, no tax, no dealer fees.

 

[Gobinator98]

Purchased: 11/18/2016
Monthly payment: 172.06, pay 180 since it’s easier to remember and save some interest.
Remaining balance: ~ $8000
Mileage: 115,400
2012 Chevy Sonic LT


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[Sailurman]

Title in Hand

I own it!!!
:banana::banana::banana:
:banana::banana::banana:
:banana::banana::banana:
:banana::banana::banana:
:banana::banana::banana:

 

[gnonne]

I own three of them?

Not much to say, never financed any of them - bought 1 new and 2 used with VERY low miles. I'd put some dancing bananas here, but I'm not sure how many bananas three paid Sonics are worth...

Am I missing something here?

 

[66roadie]

Originally Posted by gnonne View Post
Not much to say, never financed any of them - bought 1 new and 2 used with VERY low miles. I'd put some dancing bananas here, but I'm not sure how many bananas three paid Sonics are worth...

Kind of like the people who call Dave Ramsey and scream that they are debt free... Not sure why they go crazy, since I was never in any real debt. House is paid, kids college cash flowed, new kitchen and bath done myself with cash, no credit card debt, own 3 cars, double my annual take-home sitting in the bank (doing nothing) and gave away 28% of my income in 2017.

Am I missing something here?

Humility?

 

[Sailurman]

Not much to say, never financed any of them - bought 1 new and 2 used with VERY low miles. I'd put some dancing bananas here, but I'm not sure how many bananas three paid Sonics are worth...

Kind of like the people who call Dave Ramsey and scream that they are debt free... Not sure why they go crazy, since I was never in any real debt. House is paid, kids college cash flowed, new kitchen and bath done myself with cash, no credit card debt, own 3 cars, double my annual take-home sitting in the bank (doing nothing) and gave away 28% of my income in 2017.

Am I missing something here?

And your point is what? you are a cool dude? Or just a douche bag? LOL

 

[dannyg]

I own it!!!
:banana::banana::banana:
:banana::banana::banana:
:banana::banana::banana:
:banana::banana::banana:
:banana::banana::banana:

I own mine too...happy banana! Title came in the mail today. Took about 3.5 years to pay off.

 

[Chazzz]

I own mine too...happy banana! Title came in the mail today. Took about 3.5 years to pay off.

Congrats.... Time to trade it in on that new 19 now while they are still in production....

 

[dannyg]

Congrats.... Time to trade it in on that new 19 now while they are still in production....

I’ve been thinking about it! But yeah it’s pretty sweet to not be writing a check every month...

 

[Stew]

I’ve been thinking about it! But yeah it’s pretty sweet to not be writing a check every month...

Amen to that brotha!

 

[ChicksHateMe]

I own mine too...happy banana! Title came in the mail today. Took about 3.5 years to pay off.

Congrats on the pay-off.

I could use some help on mine, now that you have some money freed up hahaha...

I'm just over 18,200 miles on my 2013 lol. Heavy driver, NOT!!

Not paid off yet as I refinanced for a lower rate, but I don't think I want the newer ones. I love this ole Motorcycle-styled dash....

 

[shorebreeze]

Congrats on the pay-off.

I could use some help on mine, now that you have some money freed up hahaha...

I'm just over 18,200 miles on my 2013 lol. Heavy driver, NOT!!

Not paid off yet as I refinanced for a lower rate, but I don't think I want the newer ones. I love this ole Motorcycle-styled dash....

I'd say the February 2015 to the end of the pre-"facelift" production run is probably the one to have. 2014 saw a big improvement in reliability from what I can see but February 2015 brought the improvements to the A-pillar and airbag sensor placement that resulted in all-round top-tier safety ratings whereas earlier models don't do as well in small-offset crashes. So basically late-2015 and all 2016 models...before they defaced the front and rear of the car and went bland and boring on the dash for 2017. At least the new style headlights look like they are easier to clean and get fewer bugsplats.....