ahtoxa
New member
Down to $4,400. The end is coming..... I can actually taste it.opcorn:
Jealous and motivated to pay mine off... I'm nowhere near 4 grand though.
Sonic Loan Roll Call
- Thread starter Preloader
- Start date
Jealous and motivated to pay mine off... I'm nowhere near 4 grand though.
HollywoodTurbo
New member
Down to $4,400. The end is coming..... I can actually taste it.
Keep at it! The grass is greener on the 'other side'!! haha
All kidding aside, it does feel really good having no payments :banana::banana:
Bought: 10/2011
Monthly payment: $260
Amount left: 8k
Mileage: 32k
June, July, and August I was paying $500 a month to finish it off early. Then I went on Vacation in September and used Credit Card for most of the vacation, so now paying of the CC is my priority before Christmas. I'm not getting the hours I use to so that isn't helping.
Monthly payment: $260
Amount left: 8k
Mileage: 32k
June, July, and August I was paying $500 a month to finish it off early. Then I went on Vacation in September and used Credit Card for most of the vacation, so now paying of the CC is my priority before Christmas. I'm not getting the hours I use to so that isn't helping.
Chuck Schick
Member
2014 LT bought 10/28/14
$205 per month for 72 months.
$13717 financed
116 miles
$205 per month for 72 months.
$13717 financed
116 miles
Preloader
The M32 Martyr
$3,200 left. I'm gonna meet my goal of having it paid off before the new year. I've been running lean for so long now, I've forgotten what it's like to spend money. And Christmas gifts are gonna have to suffer, but I'm not going to compromise on my goal.opcorn:
The baby is due mid January, and I plan on taking some time off work, so not having a car payment will be largely beneficial.
Then once I'm back to work, saving up for a used Equinox will begin. Learned my lesson though and I won't buy it until I can pay in full.
opcorn:The baby is due mid January, and I plan on taking some time off work, so not having a car payment will be largely beneficial.
Then once I'm back to work, saving up for a used Equinox will begin. Learned my lesson though and I won't buy it until I can pay in full.
CheapFuneral
New member
$3,200 left. I'm gonna meet my goal of having it paid off before the new year. I've been running lean for so long now, I've forgotten what it's like to spend money. And Christmas gifts are gonna have to suffer, but I'm not going to compromise on my goal.
The baby is due mid January, and I plan on taking some time off work, so not having a car payment will be largely beneficial.
Then once I'm back to work, saving up for a used Equinox will begin. Learned my lesson though and I won't buy it until I can pay in full.
Go bigger. You can find very nice vehicles that are affordable a little older but much more reliable. Look at older tahoes, full sized Blazers. My friend has had many problems with his Equinox. If u don't want a sbc cause of gas look for a v6 or a 6.5 diesel (non turbo) but any of the rear wheel drive vehicles seem to be more reliable In the suv market. Plus may be lighter on the pocket.
My dad has a 94 blazer 265k+ miles never had any engine work done. Tbi ftw.
If I die, bury me in my truck, because it's never been in a hole it can't get out of!
Preloader
The M32 Martyr
Space is an issue where I live. There is never parking and our driveway can barely fit the Sonic. House was built in 1913, and the driveway was originally designed for horses, not cars.
We need a vehicle that can accommodate our growing family, and also has a rear cargo space that can fit our dog. I (we) looked at all the options (well all the Chevy options ), and while we both were partial to the Traverse, the Equinox is a more appropriate size for our situation. Trust me, I would love a Tahoe, but there isn't enough space. I also wouldn't mind a Trailblazer, but I really want the more current amenities, like good mpg, heated seats, bluetooth calling, etc.
If it turns out the Equinox is problematic, I'm well equipped to fix the issues myself.
The Equinox is available with an amazing interior, which I really like. I've seen quite a variance in prices on used ones with under 100k miles. I'm gonna be looking at the $12-14k range.
We need a vehicle that can accommodate our growing family, and also has a rear cargo space that can fit our dog. I (we) looked at all the options (well all the Chevy options
), and while we both were partial to the Traverse, the Equinox is a more appropriate size for our situation. Trust me, I would love a Tahoe, but there isn't enough space. I also wouldn't mind a Trailblazer, but I really want the more current amenities, like good mpg, heated seats, bluetooth calling, etc.If it turns out the Equinox is problematic, I'm well equipped to fix the issues myself.
The Equinox is available with an amazing interior, which I really like. I've seen quite a variance in prices on used ones with under 100k miles. I'm gonna be looking at the $12-14k range.
CheapFuneral
New member
That sucks about the small driveway I know your capable so good luck I hope u don't run into many issues. Yeah their interior is really nice in their car.
When we had our son I looked at a lot of new and used options. We loved the traverse but not its price tag. Wasn't a fan of the equinox, I looked at a used Tahoe which was in great shape but it was a 2007 and my wife's current car was 2009 and she refused to go older than what she had. I also looked into full size trucks but she refused to look at those too which she later admitted was a mistake. We ended up with the encore which is much to small for car seats, as is the sonic. Don't expect to seat anyone in front of the car seat
If I die, bury me in my truck, because it's never been in a hole it can't get out of!
I know your capable so good luck I hope u don't run into many issues. Yeah their interior is really nice in their car. When we had our son I looked at a lot of new and used options. We loved the traverse but not its price tag. Wasn't a fan of the equinox, I looked at a used Tahoe which was in great shape but it was a 2007 and my wife's current car was 2009 and she refused to go older than what she had. I also looked into full size trucks but she refused to look at those too which she later admitted was a mistake. We ended up with the encore which is much to small for car seats, as is the sonic. Don't expect to seat anyone in front of the car seat
If I die, bury me in my truck, because it's never been in a hole it can't get out of!
The Champ
New member
Preloader
I've got 120,000 miles on our 2006 Pontiac Torrent (same thing as the Equinox). This has been an extremely reliable vehicle with the only non normal maintenance repair being a $300.00 AC repair in the summer of 2013.
The newer versions of the Equinox are even nice than the old versions. The few things that I didn't like on our '06 have been corrected (biggest gripe was the window switches on the console - now on the door where they belong).
I love the way the rear seat can go forward or back - based on your need for leg room or cargo space. IIRC - it can move upto 8".
I've got 120,000 miles on our 2006 Pontiac Torrent (same thing as the Equinox). This has been an extremely reliable vehicle with the only non normal maintenance repair being a $300.00 AC repair in the summer of 2013.
The newer versions of the Equinox are even nice than the old versions. The few things that I didn't like on our '06 have been corrected (biggest gripe was the window switches on the console - now on the door where they belong).
I love the way the rear seat can go forward or back - based on your need for leg room or cargo space. IIRC - it can move upto 8".
Preloader
The M32 Martyr
We will also be outgrowing our house in the next 5 years. It's not small in it's entirety, but in the 1910's bedrooms were smaller as they were pretty much only for sleeping and procreating. The two bedrooms are tiny and the living room, dining room and kitchen are huge. I refuse to remodel to add a bedroom. I watched my best friend go through that, and it's just not cost effective, nor convenient in the interim while the work is being done.
So the progression will be saving up for a larger family car, and then saving up for our next house.
I would have considered the Encore myself, but we intend to have 2-3 kids, so we have to consider enough room to allow at least 2, before we make into a better house that can allow for an even larger vehicle than the Equinox.
I tend to plan 3-5 steps ahead in the grand scheme. It'll take us about 5 yrs to save up 20% down on kind of house we desire. So the Equinox will be with us for 100k if everything goes well. My Sonic's days may be numbered. We will be giving up one of our cars when we are ready to get the Equinox. Either the Sonic will have to go, or my wife's Scion xD. Unfortunately for me, the Scion better qualifies as a family-daily than my Sonic.
So the progression will be saving up for a larger family car, and then saving up for our next house.
I would have considered the Encore myself, but we intend to have 2-3 kids, so we have to consider enough room to allow at least 2, before we make into a better house that can allow for an even larger vehicle than the Equinox.
I tend to plan 3-5 steps ahead in the grand scheme. It'll take us about 5 yrs to save up 20% down on kind of house we desire. So the Equinox will be with us for 100k if everything goes well. My Sonic's days may be numbered. We will be giving up one of our cars when we are ready to get the Equinox. Either the Sonic will have to go, or my wife's Scion xD. Unfortunately for me, the Scion better qualifies as a family-daily than my Sonic.
Preloader
The M32 Martyr
That is good to hear. We are already pretty committed to going with the Equinox. But I guess the responsible thing to do next is test drive one before we finally buy one.
Fry
New member
So, like Preloader, my wife and I were on the cusp of paying off a car by the end of the year. It's my wife's Mazda 5, rather than the Sonic. It doesn't look like we'll be able to do that, though.
My wife recently switched to part time work so she can stay home more with the kids. We're all behind this change, but it changes some things financially. The holidays are coming up too.
What's annoying is we've got less than 1k left on the car. We could pay it off, but we run the risk of getting into trouble with other things. Right now, the plan is to pay it off with our tax returns next year.
My wife recently switched to part time work so she can stay home more with the kids. We're all behind this change, but it changes some things financially. The holidays are coming up too.
What's annoying is we've got less than 1k left on the car. We could pay it off, but we run the risk of getting into trouble with other things. Right now, the plan is to pay it off with our tax returns next year.
Preloader
The M32 Martyr
That is very similar to the situation I'm in. I could easily pay the rest of my loan with my savings, but with the baby on the way and my wife preparing to take 6 months off once he comes, we need to have the savings cushion.
I anticipate that we will exhaust all of my savings as well as her's during that 6 months, so it makes more sense to keep sacrificing my current income to the loan rather than touch the savings.
My wife was supposed to be saving up a fund to substitute her income during the 6 months she will be off, but unfortunately she isn't as disciplined as I am when it comes to sacrifices.
It's looking like next year will be a bit of a struggle financially.
I anticipate that we will exhaust all of my savings as well as her's during that 6 months, so it makes more sense to keep sacrificing my current income to the loan rather than touch the savings.
My wife was supposed to be saving up a fund to substitute her income during the 6 months she will be off, but unfortunately she isn't as disciplined as I am when it comes to sacrifices.
It's looking like next year will be a bit of a struggle financially.
cleverbot
New member
Just got myself into a loan for a 2012 Sonic LS 5 speed with 15,000miles.
I got an 72,000 72 month extended bumper to bumper included in on this deal.
I have a loan of $11,600 I pay $181.44 a month for 72 months at 4.5% fixed. No early pay off fees.
So I will pay $200 a month on it and make sure I pay an extra $200 payment every year and I should have a 72 month loan paid off in about 62-65 months.
Also keep in mind I am a 23 year old male with no cosigners. The loan is in my name and my name only.
I got an 72,000 72 month extended bumper to bumper included in on this deal.
I have a loan of $11,600 I pay $181.44 a month for 72 months at 4.5% fixed. No early pay off fees.
So I will pay $200 a month on it and make sure I pay an extra $200 payment every year and I should have a 72 month loan paid off in about 62-65 months.
Also keep in mind I am a 23 year old male with no cosigners. The loan is in my name and my name only.
CheapFuneral
New member
21k
I'm finally under 16k
hopefully next year I'll be able to pay it off.If I die, bury me in my truck, because it's never been in a hole it can't get out of!
wasteoffilm
Member
Hory Fack!!! Only $1,150 left.
Congrats!
I've come a long way this year, 3 years into a 6 year loan, $12,500 in the past year and have $500 left! Next payment due Summer of 2017!
I have the $500, barely, but I'm going to wait until next Friday to kill it, just to be safe with the checking account.
39,700 miles currently, should be done before 40k.